Why do payback sites advertise such different rates?

Headline payback often refers to the share of the affiliate commission — not the savings against the exchange's official fee. fairbe always anchors to the official fee so you can compare apples to apples.

When do I start earning payback?

Once your exchange UID is registered, settlements start at the next sync cycle — typically within 24–48 hours.

What's the minimum withdrawal?

USDT minimums depend on network (≈5 USDT for TRC20). The exact figure is shown on the withdrawal page.

What if exchange fees change?

Exchange fees can change. We re-validate quarterly with real data and update the calculator immediately when they do.

2026 Crypto Exchange Payback Comparison

Official-fee-based payback comparisons across the major exchanges, side by side.

Payback rate	Trading discount	Spot fee (M/T)	Futures fee (M/T)	Sample monthly payback	Sign up
60%	20%	0.100% / 0.100%	0.020% / 0.050%	2,268 USDT	Sign up
50%	20%	0.080% / 0.100%	0.020% / 0.050%	2,700 USDT	Sign up

Payback amounts and savings rates shown are estimates based on each exchange's official fees and may change if an exchange changes its fees or policy. Not financial advice.

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How the math works

Official exchange fee × volume → affiliate commission to us → a share back to you. We disclose every number in the chain.

Run my numbers

What do competitor sites show under the same scenario?

We measure competitor calculators against the same scenarios and publish the deltas every quarter — headline rates alone don't tell the story.

2026 Crypto Exchange Payback Comparison