Question 1

Why do payback sites advertise such different rates?

Accepted Answer

Headline payback often refers to the share of the affiliate commission — not the savings against the exchange's official fee. fairbe always anchors to the official fee so you can compare apples to apples.

Question 2

When do I start earning payback?

Accepted Answer

Once your exchange UID is registered, settlements start at the next sync cycle — typically within 24–48 hours.

Question 3

What's the minimum withdrawal?

Accepted Answer

USDT minimums depend on network (≈5 USDT for TRC20). The exact figure is shown on the withdrawal page.

Question 4

What if exchange fees change?

Accepted Answer

Exchange fees can change. We re-validate quarterly with real data and update the calculator immediately when they do.

Exchange	Payback rate	Trading discount	Spot fee (M/T)	Futures fee (M/T)	Sample monthly payback	Sign up
Binance	80%	10%	0.100% / 0.100%	0.020% / 0.050%	4,536 USDT	Sign up
OKX	80%	20%	0.080% / 0.100%	0.020% / 0.050%	4,032 USDT	Sign up
Bybit	80%	20%	0.100% / 0.100%	0.020% / 0.055%	4,320 USDT	Sign up
	80%	10%	0.100% / 0.100%	0.020% / 0.060%	5,184 USDT	Sign up

Exchange	Payback rate	Trading discount	Spot fee (M/T)	Futures fee (M/T)	Sample monthly payback	Sign up
Binance	80%	10%	0.100% / 0.100%	0.020% / 0.050%	4,536 USDT	Sign up
OKX	80%	20%	0.080% / 0.100%	0.020% / 0.050%	4,032 USDT	Sign up
Bybit	80%	20%	0.100% / 0.100%	0.020% / 0.055%	4,320 USDT	Sign up
	80%	10%	0.100% / 0.100%	0.020% / 0.060%	5,184 USDT	Sign up

2026 Crypto Exchange Payback Comparison

How the math works

What do competitor sites show under the same scenario?

Frequently asked